Present Position
Mediator, Business Coach & Commercial Banking & Finance Consultant

Professional Experience
33 years involved in commercial/industrial/rural finance and banking including a significant exposure to distressed business, recoveries and turnarounds. My background includes roles with all of NZ’s major banks as well as debtor finance, property & asset finance.

Career Summary
My early career, following graduation, was as a new business representative in the UK finance industry with bank-owned asset finance companies funding commercial, industrial and rural plant and machinery. In this role, we also engaged in asset recovery work including repossessions of financed vehicles and plant. From 1991 in NZ, initially I was employed in the commercial/agri area for Trust Bank Southland, moving to Trust Bank Canterbury in 1993 to take up my first full time credit recovery role (the Trust Bank Group is now part of Westpac).

In subsequent years, I worked for ASB (Relationship Manager); Westpac (Franchise Relationships Manager); BNZ (Relationship Manager “Partner”) and 10 years with ANZ in Credit Recovery, Quality Assurance (like audit) and Project roles. I also spent 6 years as a Business Development Manager in Debtor Finance and a couple of years as CEO for a Christchurch-based Finance Company.

Personal Summary
Born and raised in Manchester, UK, my wife & I emigrated with our young son to Invercargill, NZ in 1991. I had previously enjoyed a couple of years there as a primary school pupil in the 1970s. In 1993, I moved to Christchurch with the Trust Bank Group and have lived and worked in Christchurch since.

I am married with three grown-up children and outside of work I enjoy playing guitar, playing the round ball game of football (I gave up rugby at age 20!) and taking short trips in our campervan.

Speciality Areas
Commercial and Financial Mediation.
Farm Debt Mediation
I am an accredited mediator and an Associate of AMINZ with over 33 years’ experience in commercial/agri banking and finance. My experience includes all of NZ’s major Banks and covers the areas of commercial/agri relationship management; property finance; debtor finance; commercial and agri plant & equipment finance; credit policy and debt recovery. I am also a past Chief Executive of a Christchurch-based finance company.

In the 1990s I was Relationship Manager to a number of sheep, beef and deer farms in Southland and later was involved in the financial restructuring and turnaround of a number of horticultural businesses, esp. in Canterbury.

Kevin holds qualifications in the below primary sector economics and financial areas:

Implications of trading in global commodity markets
Role of primary and secondary creditors in farm operations
Land holding and business arrangements, eg family trust, corporate farmers, Maori land, lairage, sharemilking and cross loans
Farm financial and business planning tools
Role of cooperative structures and arrangements
Tax arrangements and obligations
Knowledge of insolvency processes including receiverships, and succession planning

Qualifications
B.A. (Hons) Accounting & Finance.
Manchester Polytechnic (now the Metropolitan University of Manchester).